Flood Insurance Explained
Standard homeowners insurance generally does not cover flood damage, so a separate flood policy may be needed.
Personal Insurance
Personal Insurance
Water Damage: What’s Covered and What’s Not?
Some sudden and accidental water damage may be covered, but flood, seepage, repeated leaks, and maintenance-related issues are often excluded.
Personal Insurance
Understanding Wind and Hail Deductibles
Wind and hail deductibles may be separate from standard deductibles and may be a percentage of the insured property value.
Personal Insurance
Why Insurance Companies Care About Roof Age
Roof age and condition can affect insurance pricing, eligibility, deductibles, inspections, and claim outcomes.