Flood Insurance Explained
Standard homeowners insurance generally does not cover flood damage, so a separate flood policy may be needed.
Personal Insurance
Personal Insurance
Water Damage: What’s Covered and What’s Not?
Some sudden and accidental water damage may be covered, but flood, seepage, repeated leaks, and maintenance-related issues are often excluded.
Personal Insurance
What Is Not Covered by Homeowners Insurance?
Homeowners insurance does not cover every loss, and exclusions such as flood, earth movement, wear and tear, and maintenance issues may apply.