Skip to main content

Special Event Insurance

Don’t Let the Unexpected Ruin Your Event. Get Insured Today!

Your Event, Your Needs: Tailored Special Event Insurance

Home » Personal Insurance » Special Event Insurance

Planning an event, big or small, takes time and effort. From booking a venue to coordinating details, you want everything to run smoothly. But what if bad weather cancels, illness strikes, or an unexpected mishap throws a wrench in your plans? Event insurance protects your investment and ensures your celebration goes off without a hitch.

Event Insurance in GA, SC, AL, and TN: Your Guide to Peace of Mind

Planning an event in Georgia, South Carolina, Alabama, or Tennessee? Don’t let unexpected hiccups ruin your special day. Event insurance protects you financially from common risks, ensuring a stress-free celebration. Here’s a breakdown of key coverages:

Event Liability Coverage (Required by Most Venues):

  • What it covers: Protects you from lawsuits related to property damage or bodily injury caused by you or your guests during the event.
  • Example: A guest trips and falls, injuring themself and damaging a table at the venue. Event liability insurance could cover medical bills and table repair costs.
  • Venue equipment: Typically covers rented equipment directly from the venue, but not third-party rentals.

Event Cancellation Insurance (Peace of Mind for Unforeseen Events):

  • What it covers: Reimburses you for lost deposits and non-refundable fees if you need to cancel or postpone your event.
  • Why you need it: Many vendors have strict cancellation policies. This insurance protects you from financial loss due to uncontrollable events like:
    • Venue or vendor bankruptcy
    • Severe weather (tornadoes, hurricanes, blizzards)
    • Illness (you, immediate family, or a key participant)
    • Communicable diseases (e.g., COVID-19) forcing cancellation

Host Liquor Liability Insurance (Serving Alcohol Safely):

  • What it covers: Protects you from lawsuits related to property damage or injury caused by an intoxicated guest served alcohol at your event.
  • Why you need it: As the host, you could be held responsible for guest actions under the influence. This insurance covers legal costs, medical bills, and property damage.

What Events Can Be Insured?

Most events qualify for coverage, with some exclusions (e.g., bachelor/bachelorette parties). Here are some common events we cover in GA, SC, AL, and TN:

  • Wedding
  • Anniversary Party
  • Birthday Party
  • Retirement Party
  • Graduation Party
  • Family Reunion
  • Baby Shower

Don’t Wait Until It’s Too Late! Secure Your Event with Confidence

The sooner you secure event insurance, the sooner you’re protected from financial setbacks. Once you start booking vendors and making deposits, consider your event insured. Remember, coverage needs can vary depending on the event’s duration (a few hours vs. several days).

Special Event Insurance - Wedding Table Decoration with Floral Garland and Blue Flowers Between Glasses on a White Tablecloth

Get Started Today

As an independent agency, we are here to help you find the right Special Event Insurance coverage.

Get a Quote

Get a Quote

It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Review options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!