How Adding a Teen Driver Affects Insurance
Teen drivers often increase premiums because new drivers present higher risk, but discounts and safe driving habits may help manage cost.
Personal Insurance
Uncategorized
Before You Get Mad at Your Commercial Insurance Agent, Read This
A lot of new business owners start out doing whatever work they can get. That is understandable. When you are…
Personal Insurance
What Is Gap Insurance?
Gap insurance may help cover the difference between a vehicle’s value and the remaining loan balance after a covered total loss.
Personal Insurance
Do I Need Roadside Assistance Coverage?
Roadside assistance can provide help for towing, dead batteries, flat tires, lockouts, and other roadside emergencies.
Personal Insurance
What Is Uninsured Motorist Coverage?
Uninsured and underinsured motorist coverage may help protect you if an at-fault driver lacks adequate insurance.
Personal Insurance
Comprehensive vs. Collision Coverage
Collision generally covers crash-related damage, while comprehensive covers certain non-collision losses such as theft, hail, fire, and vandalism.
Insurance Education
Understanding Liability Limits
Liability limits determine the maximum amount your policy may pay for covered injury or property damage claims.
Claims
What Happens After a Car Accident?
After an accident, focus on safety, document the scene, exchange information, report the claim, and cooperate with the claims process.
Personal Insurance
Why Did My Auto Insurance Premium Increase?
Auto premiums can increase because of repair costs, claim trends, rate filings, vehicle changes, driver changes, and broader market conditions.
Personal Insurance
What Determines My Auto Insurance Rate?
Auto insurance rates are based on many factors including driver history, vehicle type, location, coverage limits, and carrier rating rules.