What Does Homeowners Insurance Cover?

A homeowners policy commonly includes dwelling, other structures, personal property, liability, medical payments, and additional living expense coverage.

Homeowners Insurance Explained

Homeowners insurance helps protect your home, belongings, liability exposure, and temporary living expenses after covered losses.

How Adding a Teen Driver Affects Insurance

Teen drivers often increase premiums because new drivers present higher risk, but discounts and safe driving habits may help manage cost.

What Is Gap Insurance?

Gap insurance may help cover the difference between a vehicle’s value and the remaining loan balance after a covered total loss.